Barista FIRE Calculator
Calculate the minimum part-time income you need to cover the gap between investment income and living expenses, including health insurance costs.
Financial Disclaimer
This calculator is for educational purposes only and does not constitute financial advice. Results are estimates based on the inputs provided. Consult a qualified financial advisor before making investment or financial planning decisions.
Inputs
Results
Required Part-Time Income
$34,700
How to Use This Calculator
- Enter your total annual living expenses.
- Input your current total invested assets.
- Set your expected annual return on investments.
- Enter years until traditional retirement age (e.g., 65) when all accounts become fully accessible.
- Add your estimated annual health insurance cost if leaving full-time employment.
- Review the annual investment income from your portfolio, the remaining shortfall, and the required part-time income — plus the hourly rate needed working 20 hours per week.
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