Coast FIRE Calculator
Find your Coast FIRE number — the invested amount needed today so compound growth alone reaches your retirement goal without further contributions.
Financial Disclaimer
This calculator is for educational purposes only and does not constitute financial advice. Results are estimates based on the inputs provided. Consult a qualified financial advisor before making investment or financial planning decisions.
Inputs
Results
Coast FIRE Number
$140,494.41
How to Use This Calculator
- Enter your current age and target retirement age.
- Input your current invested assets (401(k), IRA, brokerage accounts).
- Enter your target retirement number — typically 25x your expected annual expenses.
- Set your expected annual real return on investments.
- Review your Coast FIRE number — if your current investments already equal this amount, they will grow to your retirement target without any more contributions.
Related Calculators
Financial Independence Number Calculator
Calculate your FI number based on annual expenses and withdrawal rate. See your current progress and how many years until you reach financial independence.
Barista FIRE Calculator
Calculate the minimum part-time income you need to cover the gap between investment income and living expenses, including health insurance costs.
Net Worth Milestone Calculator
Project when you will hit your next net worth milestone based on monthly savings and expected investment returns. See the contributions vs. growth breakdown.
College Savings Gap Calculator
Project your 529 plan balance against future college costs (with inflation) and see if there is a gap. Get the adjusted monthly contribution needed to close it.