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Calcimator

Health Insurance

ACA subsidies, HSA vs FSA, Medicare comparison, COBRA, and out-of-pocket maximum planning.

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ACA Subsidy Calculator

Estimate your Affordable Care Act premium tax credit based on household income and family size. Uses 2024 Federal Poverty Level guidelines and enhanced subsidy rates.

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COBRA Cost Calculator

Calculate your monthly COBRA premium and compare it to marketplace alternatives after losing employer coverage.

comparison

Dental Plan ROI Calculator

Calculate whether a dental insurance plan is worth the premium based on your expected procedures and coverage levels.

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FSA vs HSA Comparison Calculator

Compare the tax savings and long-term value of Flexible Spending Accounts (FSA) vs Health Savings Accounts (HSA).

comparison

Health Insurance Tax Deduction Calculator

Calculate the tax deduction for self-employed health insurance premiums or itemized medical expense deductions.

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Health Plan Comparison Calculator

Compare total annual costs across Bronze, Silver, Gold, and Platinum health insurance plans based on your expected medical spending.

comparison

HSA Contribution Calculator

Determine the optimal HSA contribution based on your expected medical expenses, tax bracket, and contribution limits.

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Medicare Plan Comparison Calculator

Compare total costs between Original Medicare with Medigap and Medicare Advantage plans based on your expected medical needs.

comparison

Out-of-Pocket Maximum Calculator

Calculate your expected out-of-pocket costs based on planned medical procedures, deductible, coinsurance, and OOP maximum.

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Short-Term Health Insurance Calculator

Calculate the total cost of short-term health insurance coverage for gaps between employer or marketplace plans.

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