Short-Term Health Insurance Calculator
Calculate the total cost of short-term health insurance coverage for gaps between employer or marketplace plans.
Medical Disclaimer
This calculator is for informational and educational purposes only. It is not a substitute for professional medical advice, diagnosis, or treatment. Always consult a qualified healthcare provider before making decisions about your health. Never disregard professional medical advice or delay seeking it because of results from this tool.
Inputs
Results
Total Cost (Premium + OOP)
$2,450.00
How to Use This Calculator
- Enter the desired coverage duration in months (typically 1–12).
- Select your age and general health status.
- Enter the deductible and monthly premium for the short-term plan you are considering.
- Review estimated out-of-pocket costs compared to a marketplace plan.
- Note that short-term plans do not cover pre-existing conditions and lack ACA protections.
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