Cyber Insurance Calculator
Estimate cyber liability insurance premiums based on revenue, data records, security posture, and industry risk.
Financial Disclaimer
This calculator is for educational purposes only and does not constitute financial advice. Results are estimates based on the inputs provided. Consult a qualified financial advisor before making investment or financial planning decisions.
Inputs
Results
Monthly Premium
$390.00
≈ 7 tanks of gas
Estimated Breach Cost
$8,200,000.00
≈ 20 average U.S. homes
How to Use This Calculator
- Enter your company's annual revenue.
- Input the number of customer records containing sensitive data (PII, PHI, PCI).
- Select your industry sector.
- Review the estimated annual cyber liability premium range.
- Combine the estimate with a cybersecurity risk assessment to set appropriate coverage limits.
How the result changes with Annual Revenue
| Annual Revenue | Monthly Premium | Estimated Breach Cost |
|---|---|---|
| $10,045,000.00 | $1,958.78 | $8,200,000.00 |
| $35,032,500.00 | $6,831.34 | $8,200,000.00 |
| $65,017,500.00 | $12,678.41 | $8,200,000.00 |
| $90,005,000.00 | $17,550.97 | $8,200,000.00 |
What each input means
- Annual Revenue
- Your company's annual gross revenue.
- PII/PHI Records Stored
- Number of personally identifiable or protected health information records.
- Security Posture
- Your organization's cybersecurity maturity level.
- Industry
- Your business industry sector.
- Coverage Limit
- Maximum coverage limit for cyber incidents.
How this is calculated
Worked example, using the default values
- Identify Input Parameters4 parametersAnnual Revenue = 2000000, PII/PHI Records Stored = 50000, Security Posture = 1, Industry = 0 = 5 input(s) provided
- Calculate Monthly PremiumMonthly Premium390 = $390
- Calculate Estimated Breach CostEstimated Breach Cost8200000 = $8,200,000
- Calculate Annual PremiumAnnual Premium4680 = $4,680
- Calculate Coverage LimitCoverage Limit1000000 = $1,000,000
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