Annuity Calculator
Calculate the future value and present value of an annuity. Plan your retirement income or investment returns.
Inputs
$
%
years
Results
Future Value
$411,033.67
Present Value$151,525.31
Total Payments$240,000
Total Interest (FV)$171,033.67
Future Value
$411,033.67
How to Use This Calculator
- Start by filling in the input fields below. Results update instantly as you type, so you can experiment with different values to see how they affect the outcome.
- Payment Amount — Regular payment amount per period. Accepts values from $100 to $100,000 (default: $1,000).
- Annual Interest Rate — Annual interest rate. Accepts values from 0 % to 20 % (default: 5 %).
- Number of Years — Number of years for the annuity. Accepts values from 1 years to 50 years (default: 20 years).
- Payments Per Year — Number of payments per year (12 = monthly, 4 = quarterly, etc.). Accepts values from 1 to 365 (default: 12).
- Once all inputs are set, review your results in the Results panel. Here's what each output means:
- Future Value — shown as a dollar amount. This is the primary result of this calculator.
- Present Value — shown as a dollar amount.
- Total Payments — shown as a dollar amount.
- Total Interest (FV) — shown as a dollar amount.
- View the Annuity Growth Over Time below for a visual breakdown of how the numbers relate to each other.
- Explore the related calculators below if you need deeper analysis or want to approach this topic from a different angle.
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