Retirement Savings Calculator
See how much you'll have at retirement based on your savings rate and investment returns. Estimate your monthly retirement income.
Financial Disclaimer
This calculator is for educational purposes only and does not constitute financial advice. Results are estimates based on the inputs provided. Consult a qualified financial advisor before making investment or financial planning decisions.
InputsLive
Results
Retirement Balance
$3,108,509.98
Monthly Retirement Income
$10,361.70
How to Use This Calculator
- Enter your current age and planned retirement age (e.g., 65).
- Input your current savings balance and monthly contribution amount.
- Set the expected annual return rate — 7-10% is the historical stock market average.
- Adjust the inflation rate (default 3%) and withdrawal rate (the 4% rule is widely used).
- Review the projected retirement balance, monthly retirement income, and how many years that income will last.
- Compare the nominal balance versus the inflation-adjusted balance in today's dollars.
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