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Calcimator

Child Support Estimator

Estimate child support payments using the income shares model. This is a rough estimate — actual amounts vary significantly by state and court order.

About this calculator

This calculator illustrates the income shares model, the general approach a majority of US states use as the basis for their own child support guidelines — the idea that a child should receive the same proportion of parental income they would have if the parents lived together, split between both parents in proportion to their share of combined income. It is not any specific state's actual formula: every state that uses an income-shares approach sets its own base support percentages (often via detailed statutory schedules that vary by income level and number of children, not a flat percentage), and a meaningful minority of states use a different model entirely (percentage-of-obligor-income or Melson formula states, for example). The base child-cost percentages used here are New York's statutory Child Support Standards Act figures — enacted in 1989 and codified at N.Y. Domestic Relations Law Sec. 240(1-b)(b)(3) — 17% of combined income for one child, 25% for two, 29% for three, 31% for four, and 35% for five or more.

They are used as a concrete, real-statute illustration rather than a national average, because no national average exists; your own state's schedule will differ, sometimes substantially. Then the calculator adds your specified annual childcare and annual health-insurance costs — both are entered as full-year figures, not monthly ones — allocates the total in proportion to each parent's share of combined income, and applies a simplified custody-time adjustment: Parent 2 is treated as the paying, non-custodial parent throughout, so the obligation scales from zero at a genuine 50/50 split up to the full calculated amount when Parent 1 has the child all of the time. If Parent 2 is the one with the majority of parenting time, swap the two incomes and enter Parent 2's share as the custody percentage -- this model only runs in one direction. Real court orders also weigh factors this simplified model doesn't touch at all: extraordinary medical expenses, other children from different relationships, imputed income for a parent who is voluntarily underemployed, and each state's own statutory minimums and caps. Use this as a rough starting estimate only — your state's actual guideline calculator (most states publish one) or a family law attorney will give you a figure that could hold up in an actual proceeding.

Inputs

$
$
%
$
$

Results

Est. Monthly Support

$440.00

Est. Annual Support$5,280.00
Income Share %40%
Combined Income$100,000.00

Figures current as of 1989. Source: N.Y. Domestic Relations Law § 240(1-b)(b)(3) — Child Support Standards Act percentages of combined parental income: 17% (one child), 25% (two), 29% (three), 31% (four), and no less than 35% (five or more).

How to Use This Calculator
  1. Enter Parent 1 Annual Income and Parent 2 Annual Income as gross annual figures.
  2. Set Number of Children and Parent 1 Custody % (percentage of custody time).
  3. Enter Annual Childcare Cost and Annual Health Insurance.
  4. Review Est. Monthly Support and Est. Annual Support based on the income shares model (most states use this).
  5. Check Income Share % and Combined Income to see how the obligation was split between parents.
  6. Note: each state has its own child support guidelines; use this as an estimate only — actual orders are set by your state's formula and approved by a judge.

How the result changes with Parent 1 Custody %

Parent 1 Custody %Est. Monthly Support
50%$0.00
53%$66.00
100%$1,100.00

What each input means

Parent 1 Annual Income
Custodial parent's gross annual income.
Parent 2 Annual Income
Non-custodial parent's gross annual income.
Number of Children
Number of dependent children.
Parent 1 Custody %
Share of custody time held by Parent 1, the custodial parent. This simplified model assumes Parent 1 has at least half the time; if Parent 2 has the majority, swap the two parents' incomes and enter Parent 2's share here.
Annual Childcare Cost
Work-related childcare paid over a full year. If you know the monthly figure, multiply by 12.
Annual Health Insurance
The child's share of health-insurance premiums over a full year. If you know the monthly figure, multiply by 12.

How this is calculated

Worked example, using the default values

  1. Identify Input Parameters
    6 parameters
    Parent 1 Annual Income = 60000, Parent 2 Annual Income = 40000, Number of Children = 2, Parent 1 Custody % = 70, Annual Childcare Cost = 5000, Annual Health Insurance = 3000 = 6 input(s) provided
  2. Calculate Est. Monthly Support
    440 = $440
  3. Calculate Est. Annual Support
    Est. Annual Support
    5280 = $5,280
  4. Calculate Income Share %
    Income Share %
    40 = 40%

Figures and sources

Engine last updated . Checked against 3 independently-derived tests — how we verify calculators. Built by Paul Gunder, a software engineer, not a licensed financial, medical, or legal professional.

Frequently Asked Questions

Is this the actual formula my state uses to calculate child support?

No. This illustrates the general income shares approach that a majority of states base their guidelines on, but every state sets its own specific base support percentages and adjustment rules — often through detailed statutory tables that vary by combined income level and number of children rather than a single flat percentage. A meaningful number of states also use an entirely different model. Use your state's own published child support calculator or guideline worksheet for a figure that reflects your actual jurisdiction.

What is the 'income shares model' this calculator is based on?

It's the principle, used as the foundation for guidelines in most US states, that a child should receive roughly the same proportion of parental income they would have received if both parents lived in one household — with the total obligation then split between the two parents in proportion to each one's share of combined income. It's a widely used starting concept for guideline formulas, not a single nationwide legal standard.

Why does the number of children I enter change the base support percentage so much?

Guideline formulas generally increase the base share of combined income allocated to child support as more children are involved, though the increase isn't proportional per child — the marginal cost of an additional child is typically treated as smaller than the first. This calculator uses New York's statutory Child Support Standards Act percentages (17% / 25% / 29% / 31% for one through four children, 35% for five or more) as a concrete real-statute illustration of that pattern, not a national average — no national average exists, and your own state's schedule will likely differ.

How does custody percentage affect the estimated support amount?

Parent 1 Custody % is the custodial parent's share of time (Parent 2 is treated as the paying, non-custodial parent throughout this calculator, so the input assumes Parent 1 has at least half the time). Raising it increases Parent 2's estimated support obligation, since Parent 1 is directly covering a growing share of the child's day-to-day costs that Parent 2's own time no longer offsets. The adjustment runs from zero at a genuine 50/50 split up to the full calculated amount at 100%, so a truly even split produces no obligation under this simplified model -- real guidelines usually still order some support at 50/50 based on the income difference alone, which is one more reason to use your state's own worksheet.

What real-world factors does this estimate leave out?

It doesn't account for extraordinary medical or educational expenses, support obligations for children from other relationships, income imputed to a parent who is voluntarily unemployed or underemployed, or your specific state's statutory minimum and maximum support amounts — all factors a real court order commonly considers. This is a starting estimate for planning purposes, not a substitute for your state's official guideline calculation.

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