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Calcimator

TSP Military Calculator

Project Thrift Savings Plan growth with BRS matching contributions, investment returns, and retirement income estimates.

Inputs

$
$
$
years

Results

Projected Balance

$340,517.00

≈ 8 Teslas

Total Contributions$174,000.00
Investment Growth$166,517.00
Monthly BRS Match$300.00
Monthly Income (4% rule)$1,135.00
Contribution Rate10% of base pay
How to Use This Calculator
  1. Enter Current TSP Balance, Monthly Contribution, and Monthly Base Pay.
  2. Set BRS Matching, No (Legacy), and Yes (BRS).
  3. Adjust Years to Retirement, Expected Annual Return as needed.
  4. Review the Projected Balance ($) result.
  5. Use Total Contributions ($) and Investment Growth ($) to inform your decision.

How the result changes with Years to Retirement

Years to RetirementProjected Balance
4.9$97,384.00
15$340,517.00
26$893,110.00
36$1,934,125.00

What each input means

Current TSP Balance
Current TSP account balance.
Monthly Contribution
Your monthly TSP contribution.
Monthly Base Pay
Monthly base pay for matching calculations.
BRS Matching
Whether you receive BRS matching (auto 1% + match up to 5%).
Years to Retirement
Years until you retire or separate.
Expected Annual Return
Expected average annual investment return.

How this is calculated

Worked example, using the default values

  1. Identify Input Parameters
    4 parameters
    Current TSP Balance = 30000, Monthly Contribution = 500, Monthly Base Pay = 5000, BRS Matching = 1 = 6 input(s) provided
  2. Calculate Projected Balance
    Projected Balance
    340517 = $340,517
  3. Calculate Total Contributions
    Total Contributions
    174000 = $174,000
  4. Calculate Investment Growth
    Investment Growth
    166517 = $166,517

Engine last updated . Checked against 3 independently-derived tests — how we verify calculators.

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