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Calcimator

Military Retirement Calculator

Calculate military retirement pay from years of service, pay grade, and retirement system (Legacy High-3 or BRS).

Inputs

years
$
$

Results

Monthly Retired Pay

$3,750.00

≈ 4 smartphones

Annual Retired Pay$45,000.00
Retirement Multiplier50%
Est. TSP at Retirement$50,000.00
Total Retirement Value$950,000.00
How to Use This Calculator
  1. Enter Years of Service, Retirement System, and Legacy High-3.
  2. Set BRS (Blended), High-3 Average Base Pay, and Pay Grade at Retirement.
  3. Adjust Current TSP Balance as needed.
  4. Review the Monthly Retired Pay ($) result.
  5. Use Annual Retired Pay ($) and Retirement Multiplier (%) to inform your decision.

How the result changes with Years of Service

Years of ServiceMonthly Retired Pay
4.9$918.75
15$2,812.50
26$4,875.00
36$5,625.00

What each input means

Years of Service
Total active duty years at retirement.
Retirement System
Your retirement system. BRS applies to those who joined after 2018.
High-3 Average Base Pay
Average of your highest 36 months of base pay.
Pay Grade at Retirement
Enlisted (1-9) or Officer (1-10) grade number.
Current TSP Balance
Current Thrift Savings Plan balance.

How this is calculated

Worked example, using the default values

  1. Identify Input Parameters
    4 parameters
    Years of Service = 20, Retirement System = 0, High-3 Average Base Pay = 7500, Pay Grade at Retirement = 7 = 5 input(s) provided
  2. Calculate Monthly Retired Pay
    Monthly Retired Pay
    3750 = $3,750
  3. Calculate Annual Retired Pay
    Annual Retired Pay
    45000 = $45,000
  4. Calculate Retirement Multiplier
    Retirement Multiplier
    50 = 50

Engine last updated . Checked against 3 independently-derived tests — how we verify calculators.

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