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Calcimator

Interstate Tax Impact Calculator

Compare state income tax and property tax between your current and new state to see the annual and 5-year financial impact of relocating.

Annual Income Tax Change

$-4,000

Inputs

$
%
%
%
%
$

Comparison

Annual Property Tax Change

$2,450

Change in property tax. Negative means lower property taxes.

Total Annual Tax Change

$-1,550

Combined income and property tax change per year.

Monthly Impact

$-129

Total tax change divided by 12 months.

5-Year Impact

$-7,750

Cumulative tax savings or cost over 5 years (assumes rates stay constant).

Results Overview

How to Use This Calculator
  1. Enter your Annual Gross Income.
  2. Set the Current State Income Tax Rate (%) and New State Income Tax Rate (%).
  3. Enter the Current and New Property Tax Rates (%) along with your Home Value.
  4. Review Annual Income Tax Change, Property Tax Change, and Total Annual Tax Impact of the move.

How the result changes with Annual Gross Income

Annual Gross IncomeAnnual Income Tax Change
209,000$-10,450
706,500$-35,325
1,303,500$-65,175
1,801,000$-90,050

What each input means

Annual Gross Income
Your total gross annual income before any deductions.
Current State Income Tax Rate
Your current state's effective income tax rate. 0% for states like TX, FL, WA, NV, WY, SD, AK, NH, TN.
New State Income Tax Rate
The income tax rate in the state you're moving to. Check your state's tax authority website.
Current Property Tax Rate
Your current effective property tax rate. National average is ~1.1%.
New Property Tax Rate
Property tax rate in your destination. TX averages 1.8%, NJ averages 2.5%, HI averages 0.3%.
Home Value
Estimated market value of the home you'll own in the new state. Set to 0 if renting.

What each result means

Annual Income Tax Change
Change in state income tax. Negative means you save money.
Annual Property Tax Change
Change in property tax. Negative means lower property taxes.
Total Annual Tax Change
Combined income and property tax change per year.
Monthly Impact
Total tax change divided by 12 months.
5-Year Impact
Cumulative tax savings or cost over 5 years (assumes rates stay constant).

How this is calculated

Worked example, using the default values

  1. Identify Input Parameters
    4 parameters
    Annual Gross Income = 80000, Current State Income Tax Rate = 5, New State Income Tax Rate = 0, Current Property Tax Rate = 1.1 = 6 input(s) provided
  2. Calculate Annual Income Tax Change
    Annual Income Tax Change
    -4000 = -4000
  3. Calculate Annual Property Tax Change
    Annual Property Tax Change
    2450 = 2450
  4. Calculate Total Annual Tax Change
    Total Annual Tax Change
    -1550 = -1550

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