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Calcimator

APR Calculator

Calculate the Annual Percentage Rate (APR) for a loan including all fees and costs. Compare the true cost of different loan offers.

Inputs

$
$
%
years

Results

APR

6.695%

Monthly Payment$1,580.17
Total Loan Cost$573,861.22
Total Interest$318,861.22
APR vs Rate Difference0.195%
How to Use This Calculator
  1. Enter the total loan amount.
  2. Enter the total loan fees (origination fees, points, etc.).
  3. Set the stated interest rate on the loan.
  4. Enter the loan term in years.
  5. Review the APR (which includes fees and is always higher than the stated rate), monthly payment, total cost, and total interest.
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