Caregiver Compensation Calculator

Fair pay for family caregivers from care level and market.

Inputs

Caregiving Hours per Week

Care Complexity Level

ADLs Assisted (0-6)

IADLs Assisted (0-7)

Overnight Care Required

Medication Management

Regional Wage Index

Weeks of Care per Year

Tab to move between fields

Results

Fair Hourly Rate

$22.00

≈ 4 cups of coffee

Weekly Compensation$440.00

Monthly Compensation$1,833.00

Annual Compensation$22,000.00

Agency Care Equivalent Cost$30,800.00

Annual Savings vs. Agency$8,800.00

Total Cost with Employer Taxes$23,683.00

Total Weekly Hours20

How to Use This Calculator

Enter caregiving hours per week and select care complexity level.
Enter the number of ADLs (0-6) and IADLs (0-7) assisted.
Toggle overnight care if required.
Review recommended hourly rate, weekly, monthly, and annual compensation.
Use rates to establish fair compensation for family caregivers or to evaluate private-pay home care rates.

How the result changes with Regional Wage Index

Regional Wage Index	Fair Hourly Rate
0.65	$16.05
1.02	$22.34
1.48	$30.16
1.85	$36.45

What each input means

Caregiving Hours per Week: Active caregiving hours per week (not counting overnight).
Care Complexity Level: 0 = Companionship, 1 = Personal care (bathing/dressing), 2 = Skilled nursing, 3 = Complex medical.
ADLs Assisted (0-6): Activities of Daily Living: bathing, dressing, eating, toileting, transferring, continence.
IADLs Assisted (0-7): Instrumental ADLs: cooking, cleaning, laundry, shopping, medications, finances, transportation.
Overnight Care Required: 1 = Overnight supervision needed (adds up to 8 hrs at half rate), 0 = No.
Medication Management: 1 = Caregiver manages medications, 0 = Not responsible for meds.
Regional Wage Index: 1.0 = national average. Rural areas ~0.7-0.8, major metros ~1.3-1.6.
Weeks of Care per Year: Weeks per year providing care (account for respite time off).

What each result means

Fair Hourly Rate: Estimated fair hourly rate based on care complexity and market data.
Weekly Compensation: Total weekly pay including any overnight premium.
Monthly Compensation: Monthly equivalent compensation.
Annual Compensation: Total yearly compensation at this rate.
Agency Care Equivalent Cost: What an agency would charge for the same care (~40% markup).
Annual Savings vs. Agency: Savings compared to hiring through a home care agency.
Total Cost with Employer Taxes: Annual cost including employer FICA (7.65%) if paying as household employee.

How this is calculated

Worked example, using the default values

Identify Input Parameters
4 parameters
Caregiving Hours per Week = 20, Care Complexity Level = 1, ADLs Assisted (0-6) = 2, IADLs Assisted (0-7) = 4 = 8 input(s) provided
Calculate Fair Hourly Rate
22 = $22
Calculate Weekly Compensation
Weekly Compensation = weeklyDayComp + weeklyOvernightComp
440 = $440
Calculate Monthly Compensation
Monthly Compensation = annualCompensation / 12
1833 = $1,833

Engine last updated July 28, 2026.

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