Therapy Session Cost Calculator
Calculate therapy costs with insurance, copays, deductibles, and sliding scale options to plan mental health treatment expenses.
Inputs
$
sessions
$
$
%
Results
Cost Per Session
$150.00
Monthly Total
$600.00
Annual Total (Out of Pocket)$7,200.00
Annual Total (With Insurance)$2,640.00
Annual Total (Sliding Scale)$4,320.00
How to Use This Calculator
- Enter the full session cost ($) and your planned sessions per month.
- Input your insurance copay ($) and annual deductible ($), then set Deductible Met (0 = not yet met, 1 = met).
- Enter your sliding scale rate (%) if your therapist offers a reduced fee.
- Review Cost Per Session, Monthly Total, and Annual Total (Out of Pocket) for budgeting.
- Compare out-of-pocket with and without insurance to choose the most cost-effective payment approach.
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