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Calcimator

Endowment Spending Calculator

Model endowment spending policy with distribution rates, inflation, and projected balance over time. Determine sustainability of spending rate.

Inputs

Results

Annual Distribution

$50,000

Years to Depletion

999

Real Return4%
Net Growth Rate2%
Balance in 10 Years$1,218,994
Total Distributions (10yr)$547,486
Real Distribution Yr 10$37,205
How to Use This Calculator
  1. Enter Endowment Balance ($), Spending Rate (%), and Inflation Rate (%).
  2. Set Expected Return (%).
  3. Review Annual Distribution ($) and Years to Depletion.
  4. Use Real Return (%) and Net Growth Rate (%) to inform your decision.
  5. Use the chart to visualize the results and explore different scenarios by adjusting inputs.
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