Earthquake Insurance Calculator
Estimate earthquake insurance premiums and deductible amounts based on risk zone, construction type, and coverage level.
Financial Disclaimer
This calculator is for educational purposes only and does not constitute financial advice. Results are estimates based on the inputs provided. Consult a qualified financial advisor before making investment or financial planning decisions.
Inputs
Results
Monthly Premium
$106.17
Deductible Amount
$60,000.00
How to Use This Calculator
- Enter the replacement cost of your home.
- Select your state or seismic zone.
- Set the deductible percentage (earthquake policies often use 10–25% of dwelling coverage).
- Review the estimated annual earthquake insurance premium.
- Consider coverage if you are in a high-risk zone (California, Pacific Northwest, New Madrid) even if premiums are high.
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