Flood Insurance Cost Calculator
Estimate NFIP flood insurance premiums based on flood zone, building type, elevation, and coverage amounts.
Financial Disclaimer
This calculator is for educational purposes only and does not constitute financial advice. Results are estimates based on the inputs provided. Consult a qualified financial advisor before making investment or financial planning decisions.
Inputs
Results
Monthly Premium (with fees)
$112.50
Annual Total (with fees)
$1,350.00
How to Use This Calculator
- Enter your home's replacement cost.
- Select your FEMA flood zone (check floodsmart.gov for your property's zone).
- Input the building's first-floor elevation above base flood elevation (BFE).
- Review the estimated National Flood Insurance Program (NFIP) or private market premium.
- Elevating a home above BFE is the single most effective way to reduce flood insurance cost.
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