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Calcimator

Home Business Endorsement Calculator

Calculate the cost of adding home-based business coverage to your homeowners policy vs a standalone business policy.

Inputs

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Results

Endorsement Monthly Cost

$29.17

Savings vs Standalone

$425.00

Endorsement Annual Cost$350.00
Total Annual Premium$2,150.00
Premium Increase19.4%
Equipment Coverage Gap$7,500.00
Standalone BOP Cost$775.00
How to Use This Calculator
  1. Enter the estimated value of business equipment kept at home.
  2. Input your expected annual business revenue generated from the home.
  3. Set the desired liability limit for business visitors.
  4. Review the estimated endorsement premium to add to your homeowners policy.
  5. If business income exceeds $10,000/year, a separate BOP (business owner's policy) may be more appropriate.
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