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Calcimator

Landlord Insurance Calculator

Estimate rental property insurance costs including dwelling, liability, and lost rent coverage.

Inputs

$
$
$
years
$

Results

Monthly Premium

$122.26

Annual Premium$1,467.11
Per-Unit Monthly Cost$122.26
Lost Rent Coverage (12 mo)$18,000
Insurance % of Rent Income8.2%
How to Use This Calculator
  1. Enter the rental property's dwelling replacement cost.
  2. Input your monthly rental income for loss-of-rent coverage calculation.
  3. Set the desired liability coverage limit.
  4. Review the estimated annual landlord (DP-3) policy premium.
  5. Landlord policies cover tenant-caused damage and liability — add umbrella coverage for multi-unit properties.
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