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Calcimator

Construction Lien Calculator

Lien amount and filing deadline from project payments.

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How to Use This Calculator
  1. Enter Original Contract Amount and Change Orders to establish total earned amount.
  2. Input Payments Already Received and Retainage Held % to calculate unpaid balance.
  3. Set Statutory Interest Rate and Days Since Last Payment for accrued interest.
  4. Enter Filing Fee and Attorney Fee to prepare and file the mechanic's lien.
  5. Check State Filing Deadline vs. Days Since Last Work — you must file before the deadline or lose lien rights.
  6. Review Total Lien Amount to determine if filing is financially worthwhile given collection costs.

How the result changes with Original Contract Amount ($)

Original Contract Amount ($)Total Lien AmountUnpaid Balance
5,000,000$5,086,000.68$4,962,000.00
17,500,000$17,894,219.86$17,462,000.00
32,500,000$33,264,082.88$32,462,000.00
45,000,000$46,072,302.05$44,962,000.00

What each input means

Original Contract Amount ($)
Original contract or invoice amount for work performed.
Change Orders / Extras ($)
Additional work authorized via change orders.
Payments Already Received ($)
Total payments received to date.
Retainage Held (%)
Percentage of contract held as retainage.
Statutory Interest Rate (%)
Annual interest rate on unpaid amounts (varies by state, often 10-12%).
Days Since Last Payment
Calendar days since the last payment was received.
Lien Filing Fee ($)
County fee to record the mechanic's lien.
Attorney Fee ($)
Attorney fee to prepare and file the lien.
State Filing Deadline (days)
Days after last work to file a lien (varies by state: 60-120 typical).
Days Since Last Work
Calendar days since you last performed work on the project.

What each result means

Total Lien Amount
Unpaid balance + interest + filing and attorney fees.
Unpaid Balance
Total earned minus payments received.
Total Earned (Contract + Changes)
Original contract plus change orders.
Payments Received
Total payments received to date.
Retainage Held
Amount withheld as retainage.
Accrued Interest
Simple interest on unpaid balance.
Days Until Filing Deadline
Days remaining before the lien filing deadline expires.
Urgency Level (1-3)
1 = comfortable, 2 = file soon, 3 = critical (14 days or less).
Lien as % of Contract
Total lien amount as a percentage of total earned.
Estimated Enforcement Cost
Rough estimate of litigation costs to foreclose on the lien.

How this is calculated

Worked example, using the default values

  1. Identify Input Parameters
    4 parameters
    Original Contract Amount ($) = 85000, Change Orders / Extras ($) = 12000, Payments Already Received ($) = 50000, Retainage Held (%) = 10 = 10 input(s) provided
  2. Calculate Total Lien Amount
    Total Lien Amount = r(totalLienAmount)
    49808.9 = $49,808.9
  3. Calculate Unpaid Balance
    Unpaid Balance = r(unpaidBalance)
    47000 = $47,000
  4. Calculate Total Earned
    Total Earned = r(totalEarned)
    97000 = $97,000
  5. Calculate Payments Received
    Payments Received = 50000
    50000 = $50,000

Engine last updated .

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