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Calcimator

Multi-Family Cash Flow Calculator

Calculate monthly and annual cash flow, cap rate, and cash-on-cash return for multi-family properties.

Inputs

$/mo
%
$/mo
$/mo
$/mo
$/mo
$

Results

Monthly Cash Flow

$3,350.00

≈ 3 smartphones

Annual Cash Flow

$40,200.00

≈ 4 years of state college

Monthly NOI$8,550.00
Effective Monthly Income$14,650.00
Cap Rate8.55%
Cash-on-Cash Return13.4%
Cash Flow per Unit$279.17
Expense Ratio41.64%
How to Use This Calculator
  1. Enter Total Units and Average Monthly Rent per unit.
  2. Set Vacancy Rate % and Other Monthly Income (laundry, parking, storage).
  3. Enter Monthly Operating Expenses (taxes, insurance, maintenance, management) and Capital Reserve.
  4. Input Monthly Mortgage Payment for your current or projected financing.
  5. Review Monthly Cash Flow and Annual Cash Flow as your primary performance indicators.
  6. Check Cap Rate and Cash-on-Cash Return to benchmark this property against alternatives.

How the result changes with Total Units

Total UnitsMonthly Cash FlowAnnual Cash Flow
52$50,850.00$610,200.00
176$198,100.00$2,377,200.00
326$376,225.00$4,514,700.00
450$523,475.00$6,281,700.00

What each input means

Total Units
Total number of rental units.
Average Monthly Rent
Average monthly rent per unit.
Vacancy Rate
Expected vacancy rate.
Other Monthly Income
Income from laundry, parking, storage, etc.
Monthly Operating Expenses
Total monthly operating expenses (taxes, insurance, maintenance, management).
Monthly Capital Reserve
Monthly set-aside for capital improvements.
Monthly Mortgage
Total monthly mortgage payment (P&I).
Purchase Price
Property purchase price for return calculations.

How this is calculated

Worked example, using the default values

  1. Identify Input Parameters
    4 parameters
    Total Units = 12, Average Monthly Rent = 1250, Vacancy Rate = 5, Other Monthly Income = 400 = 8 input(s) provided
  2. Calculate Monthly Cash Flow
    Monthly Cash Flow
    3350 = $3,350
  3. Calculate Annual Cash Flow
    Annual Cash Flow
    40200 = $40,200
  4. Calculate Monthly NOI
    Monthly NOI
    8550 = $8,550
  5. Calculate Effective Monthly Income
    Effective Monthly Income
    14650 = $14,650

Engine last updated . Checked against 2 independently-derived tests — how we verify calculators.

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