Real Estate Investment Calculator

Comprehensive real estate investment calculator with cash flow analysis, cap rate calculation, renovation ROI, stock comparison, and 1031 exchange planning.

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Step 1 of 9

Analysis Type

Purchase Price

Down Payment

How to Use This Calculator

Select an Analysis Type (Cash Flow, Cap Rate, Renovation ROI, Real Estate vs Stocks, or 1031 Exchange).
Enter Purchase Price, Down Payment %, Interest Rate, and Loan Term for your financing scenario.
Input Monthly Rent and adjust advanced fields like Vacancy Rate, Maintenance, and Property Management %.
Review Monthly Cash Flow, Cap Rate, and Cash-on-Cash Return to assess investment quality.
Switch to Renovation ROI mode to evaluate improvement projects, or 1031 Exchange mode to estimate tax deferral.

What each input means

Analysis Type: Calculation mode to use.
Purchase Price: The price paid for the property.
Down Payment: Upfront payment amount.
Interest Rate: Annual interest rate as a percentage.
Loan Term: Length of the loan in the specified time unit.
Closing Costs: Fees and costs to close the loan.
Monthly Rent: Monthly rental income or rent payment.
Vacancy Rate: Expected percentage of time the property is vacant.
Renovation Budget: Total cost of planned renovations.

How this is calculated

Formula

NOI = Gross Rent − Expenses | Cap Rate = NOI / Property Value × 100 | Cash Flow = NOI − Mortgage

Engine last updated August 5, 2026. Checked against 3 independently-derived tests — how we verify calculators.

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