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Calcimator

Personal Property Appraisal Calculator

Estimate personal property value for insurance, estate, donation, or resale purposes based on age, condition, and rarity.

Inputs

$
years

Results

Fair Market Value

$225.00

≈ 15 movie tickets

Replacement Cost$5,500.00
Insurance Value$4,400.00
Online Resale$135.00
Garage Sale Value$90.00
Consignment Net$113.00
Total Depreciation95%
How to Use This Calculator
  1. Enter Original Cost and Item Age in years.
  2. Set Condition (1=poor to 5=like new) and Item Category (electronics, furniture, clothing, collectibles, instruments).
  3. Set Rarity (1=common, 2=uncommon, 3=rare) for collectibles and limited items.
  4. Review Fair Market Value — what a buyer would reasonably pay.
  5. Check Replacement Cost for insurance scheduling and Insurance Value for policy purposes.
  6. Compare Online Resale and Garage Sale Value when deciding how to sell or dispose of items.

What each input means

Original Cost
Original purchase price.
Item Age
Years since purchase.
Condition
1=poor, 2=fair, 3=good, 4=very good, 5=like new.
Category
1=electronics, 2=furniture, 3=clothing, 4=collectibles, 5=instruments.
Rarity
1=common, 2=uncommon, 3=rare/limited.

How this is calculated

Worked example, using the default values

  1. Identify Input Parameters
    4 parameters
    Original Cost = 5000, Item Age = 10, Condition = 3, Category = 1 = 5 input(s) provided
  2. Calculate Fair Market Value
    225 = $225
  3. Calculate Replacement Cost
    Replacement Cost = originalCost * 1.1
    5500 = $5,500
  4. Calculate Insurance Value
    Insurance Value = max(fmv, replacementCost * 0.8)
    4400 = $4,400

Engine last updated . Checked against 3 independently-derived tests — how we verify calculators.

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