Compare different investment account types to maximize your retirement savings and minimize taxes.
Based on after-tax value, choosing 401(k) saves you $44,068.00 compared to other options.
Amount invested each month
Employer-sponsored, possible match, higher limits
Final Balance
—
After-Tax Value
$302,704.00
Individual account, more investment choices
Final Balance
—
After-Tax Value
$258,636.00
No contribution limits, capital gains taxes
Final Balance
—
After-Tax Value
$258,636.00
| Metric | 401(k) | IRA | Taxable Brokerage |
|---|---|---|---|
| Final Balance | — | — | — |
| After-Tax Value | $302,704.00 | $258,636.00 | $258,636.00 |
| Tax Savings Now | — | — | — |
| Withdrawal Flexibility | — | — | — |
Employer-sponsored, possible match, higher limits
Individual account, more investment choices
No contribution limits, capital gains taxes