Traditional IRA
Roth IRA

Roth vs Traditional IRA Comparison

Compare Roth and Traditional IRA accounts to see which retirement savings strategy will give you more money based on your tax situation.

Recommendation: Traditional IRA

Based on after-tax value, choosing Traditional IRA saves you $0.00 compared to other options.

Your Numbers

The age at which you plan to retire.

Best

Traditional IRA

Tax-deferred growth, taxed on withdrawal

Balance at Retirement

Highest

After-Tax Value

Highest
Total Contributions
Tax Savings

Roth IRA

After-tax contributions, tax-free growth

Balance at Retirement

After-Tax Value

Total Contributions
Tax Savings

Detailed Comparison

MetricTraditional IRARoth IRA
Balance at Retirement
After-Tax Value
Total Contributions
Tax Savings

Related Calculators

Understanding Your Options

Traditional IRA

Tax-deferred growth, taxed on withdrawal

Roth IRA

After-tax contributions, tax-free growth