Investing & Retirement Guides

Plan your financial future with investment growth, retirement, and savings tools.

A Beginner's Guide to Investment Returns and Risk

10 min read

Understand how investment returns work, the relationship between risk and reward, and how to set realistic expectations for your portfolio's growth.

How to Build a Retirement Plan From Scratch

12 min read

A step-by-step guide to building your retirement plan, from estimating future expenses to choosing accounts, setting contribution targets, and tracking your progress.

How to Use Our 401(k) Calculator

3 min read

Learn how to use Calcimator's 401(k) calculator to maximize your employer match, project account growth, and optimize your retirement contributions.

How to Use Our Compound Interest Calculator

3 min read

Learn how to use Calcimator's compound interest calculator to project investment growth, compare scenarios, and visualize the power of compounding over time.

How to Use Our Investment Return Calculator

3 min read

Learn how to use Calcimator's investment return calculator to project portfolio growth, compare scenarios, and set realistic financial expectations.

How to Use Our Retirement Savings Calculator

3 min read

A guide to using Calcimator's retirement savings calculator to set contribution targets, project your nest egg, and determine if you are on track for retirement.

How to Use Our Roth IRA Calculator

3 min read

Learn how to use Calcimator's Roth IRA calculator to project tax-free growth, compare Roth vs Traditional IRA, and plan your contributions.

The Ultimate Guide to Financial Independence (FIRE)

12 min read

Learn the FIRE movement strategies, the math behind early retirement, and how to calculate your FIRE number using savings rate, investment returns, and spending targets.

Understanding Compound Interest: The Eighth Wonder of the World

6 min read

Discover how compound interest works, why time is your greatest ally, and how to harness it for wealth building.