Loans & Debt Guides

Tools to understand borrowing costs, compare loans, and plan debt payoff.

Complete Guide to Mortgage Calculators

8 min read

Learn how mortgage calculators work, what inputs matter, and how to use them to make smart home buying decisions.

How to Use Our Auto Loan Calculator

3 min read

Learn how to use Calcimator's auto loan calculator to estimate monthly car payments, compare loan terms, and understand total borrowing costs.

How to Use Our Credit Card Payoff Calculator

3 min read

Learn how to use Calcimator's credit card payoff calculator to create a debt-free plan, see how extra payments accelerate payoff, and calculate total interest costs.

How to Use Our Debt-to-Income Ratio Calculator

3 min read

Learn how to use Calcimator's debt-to-income ratio calculator to assess your borrowing capacity and understand what lenders look for.

How to Use Our Mortgage Calculator

4 min read

A step-by-step guide to using Calcimator's mortgage calculator to estimate your monthly payment, view your amortization schedule, and compare loan scenarios.

How to Use Our Refinance Calculator

3 min read

Learn how to use Calcimator's refinance calculator to determine if refinancing your mortgage or loan will save you money.

How to Use Our Student Loan Repayment Calculator

3 min read

Learn how to use Calcimator's student loan repayment calculator to plan your payoff strategy and see how extra payments reduce total interest.

The Complete Guide to Debt Payoff: Snowball vs Avalanche

11 min read

Compare the debt snowball and debt avalanche methods, understand the math and psychology behind each, and choose the right strategy to become debt-free.