Motorcycle Insurance Estimator
Estimate motorcycle insurance premium from bike type, rider age, and coverage level.
Inputs
$
cc
yrs
yrs
$
mi
Results
Annual Premium
$338.00
≈ 6 tanks of gas
Monthly Premium
$28.00
≈ 6 cups of coffee
Daily Cost$0.93
Liability Portion$84.00
Collision Portion$148.00
Comprehensive Portion$106.00
How to Use This Calculator
- Enter Bike Value, Engine Size, and Bike Type.
- Set Rider Age, Riding Experience, and Coverage Level.
- Adjust Deductible and Annual Miles as needed.
- Review Annual Premium ($) and Monthly Premium ($).
- Use Daily Cost ($) and Liability Portion ($) to inform your decision.
How the result changes with Bike Value
| Bike Value | Annual Premium | Monthly Premium |
|---|---|---|
| $5,450.00 | $230.00 | $19.00 |
| $17,825.00 | $753.00 | $63.00 |
| $32,675.00 | $1,380.00 | $115.00 |
| $45,050.00 | $1,902.00 | $159.00 |
What each input means
- Bike Value
- Current market value of the motorcycle.
- Engine Size
- Engine displacement in cubic centimeters.
- Bike Type
- Category of motorcycle affects risk rating.
- Rider Age
- Age of the primary rider.
- Riding Experience
- Years of licensed motorcycle riding experience.
- Coverage Level
- Level of insurance coverage desired.
- Deductible
- Amount you pay before insurance kicks in.
- Annual Miles
- Estimated annual riding mileage.
How this is calculated
Worked example, using the default values
- Identify Input Parameters4 parametersBike Value = 8000, Engine Size = 650, Bike Type = 1, Rider Age = 35 = 8 input(s) provided
- Calculate Annual PremiumAnnual Premium338 = $338
- Calculate Monthly PremiumMonthly Premium28 = $28
- Calculate Daily CostDaily Cost0.93 = $0.93
- Calculate Liability Portion84 = $84
Engine last updated . Checked against 2 independently-derived tests — how we verify calculators.
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