Goal Priority Ranker Calculator

When you have several savings goals competing for the same paycheck, this calculator turns your gut feel about each one into a number, then lets that number decide how your monthly budget gets split. For each of up to three goals, you rate urgency and impact on a 1-10 scale, and the calculator combines them into a priority score weighted 60% toward urgency and 40% toward impact — so a goal you rate as time-sensitive pulls more weight than one that's merely important but not pressing. It then allocates your total monthly budget for goals proportionally: a goal representing 40% of the combined score across all three goals gets 40% of the monthly budget, regardless of how large or small that goal's total dollar amount actually is.

That's a deliberate design choice worth understanding — the allocation is driven entirely by your urgency and impact ratings, not by how close any goal is to being funded or how big it is in dollar terms, so a small, urgent goal can out-compete a much larger, less pressing one for monthly dollars. The tool doesn't project how long each goal will take to reach at its allocated rate or account for a goal's total amount when splitting the budget, so pair it with a savings timeline calculator once you know the monthly split you want to commit to.