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Calcimator

Large Purchase Timeline Calculator

See how many weeks or months until you can afford a big purchase based on your weekly savings rate. Accounts for interest earned in savings.

Inputs

$
$
$
%

Results

Weeks to Goal

17

Remaining to Save$1,700.00
Months to Goal3.9
Interest Earned While Saving$16.26
How to Use This Calculator
  1. Enter the total cost of the item you are saving for (appliance, laptop, furniture, etc.).
  2. Set your weekly savings amount you can put toward this goal.
  3. Enter any amount already saved.
  4. Set the savings account interest rate if holding the money in a HYSA.
  5. Review the weeks and months to reach your goal and the interest earned while saving.

How the result changes with Item Cost

Item CostWeeks to Goal
$50,000.00413
$175,000.001,063
$325,000.001,545
$450,000.001,833

What each input means

Item Cost
The total cost of the item or purchase you are saving for.
Weekly Savings Amount
How much you can set aside toward this purchase each week.
Currently Saved
Amount you have already saved toward this purchase.
Savings Account Rate
Annual interest rate on the savings account holding these funds.

How this is calculated

Worked example, using the default values

  1. Identify Input Parameters
    4 parameters
    Item Cost = 2000, Weekly Savings Amount = 100, Currently Saved = 300, Savings Account Rate = 4.5 = 4 input(s) provided
  2. Calculate Weeks to Goal
    Weeks to Goal
    17 = 17
  3. Calculate Remaining to Save
    Remaining to Save
    1700 = $1,700
  4. Calculate Months to Goal
    Months to Goal
    3.9 = 3.9

Engine last updated . Checked against 1 independently-derived test — how we verify calculators.

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