Grant Budget Calculator
Build a grant budget with direct costs, fringe benefits, indirect (F&A) costs, and match requirements.
About this calculator
This calculator builds a complete nonprofit grant budget using the federal Modified Total Direct Costs (MTDC) method defined in 2 CFR § 200.1 of OMB's Uniform Guidance, which most funders require. It starts from your direct costs — personnel, supplies, travel, equipment — and adds a fringe benefit rate on top of them to get MTDC (direct costs + fringe amount). The indirect cost rate, often called F&A (facilities and administrative) rate, is then applied to that MTDC base rather than to raw direct costs, which matters because most negotiated indirect rate agreements are defined specifically against MTDC, not total costs. Adding the indirect amount to MTDC produces your grant request total — the number you actually ask the funder for.
Separately, the calculator applies your match or cost-share percentage to that total budget (not to direct costs alone) to determine how much your organization or other funders need to contribute, and sums the two into total project cost. A common mixup here is applying the indirect rate to the full budget including fringe as already indirect, or applying match against direct costs instead of the full request — both understate what's actually needed. Also watch the base: some negotiated rate agreements use a different base than MTDC (e.g., total direct costs including equipment), so confirm your organization's actual approved rate agreement before finalizing a proposal built from this tool.
Inputs
Results
Grant Request Total
$112,125.00
≈ 7 used cars
Match Amount
$28,031.00
≈ 14 gaming PCs
Figures current as of 2024. Source: 2 CFR § 200.1 (OMB Uniform Guidance), definition of "Modified Total Direct Cost (MTDC)": all direct salaries and wages, applicable fringe benefits, materials and supplies, services, travel, and up to the first $50,000 of each subaward, excluding equipment, capital expenditures, and certain other costs.
How to Use This Calculator
- Enter Direct Costs ($), Indirect Cost Rate (%), and Match Required (%).
- Set Fringe Benefit Rate (%).
- Review Grant Request Total ($) and Match Amount ($).
- Use Direct Costs ($) and Fringe Benefits ($) to inform your decision.
- Use the chart to visualize the results and explore different scenarios by adjusting inputs.
How the result changes with Direct Costs ($)
| Direct Costs ($) | Grant Request Total | Match Amount |
|---|---|---|
| $37,500.00 | $56,063.00 | $14,016.00 |
| $56,250.00 | $84,094.00 | $21,024.00 |
| $112,500.00 | $168,188.00 | $42,047.00 |
| $187,500.00 | $280,313.00 | $70,078.00 |
What each input means
- Direct Costs ($)
- Personnel, supplies, travel, equipment, and other direct costs
- Indirect Cost Rate (%)
- Negotiated indirect cost (F&A) rate applied to MTDC
- Match Required (%)
- Cost-share or match percentage required by funder
- Fringe Benefit Rate (%)
- Fringe benefits as a percentage of personnel/direct costs
How this is calculated
Worked example, using the default values
- Identify Input Parameters4 parametersDirect Costs ($) = 75000, Indirect Cost Rate (%) = 15, Match Required (%) = 25, Fringe Benefit Rate (%) = 30 = 4 input(s) provided
- Calculate Grant Request TotalGrant Request Total112125 = $112,125
- Calculate Match AmountMatch Amount28031 = $28,031
- Calculate Direct CostsDirect Costs = 7500075000 = $75,000
- Calculate Fringe BenefitsFringe Benefits22500 = $22,500
Figures and sources
- Modified Total Direct Cost (MTDC) definition (2024) — 2 CFR § 200.1 (OMB Uniform Guidance), definition of "Modified Total Direct Cost (MTDC)": all direct salaries and wages, applicable fringe benefits, materials and supplies, services, travel, and up to the first $50,000 of each subaward, excluding equipment, capital expenditures, and certain other costs.
Engine last updated . Checked against 2 independently-derived tests — how we verify calculators. Built by Paul Gunder, a software engineer, not a licensed financial, medical, or legal professional.
Frequently Asked Questions
Why is the indirect cost rate applied to MTDC instead of my raw direct costs?
Most federally negotiated indirect cost rate agreements (NICRAs) are explicitly defined against Modified Total Direct Costs, not total direct costs, so applying the rate to raw direct costs would produce a number that doesn't match what your organization's agreement actually authorizes. The federal definition of MTDC — direct salaries and wages, fringe benefits, materials, supplies, services, and travel, plus up to the first $50,000 of each subaward — comes from 2 CFR § 200.1, part of OMB's Uniform Guidance. This calculator builds MTDC first (direct costs plus fringe) and then applies the indirect rate to that combined base, which is why the indirect amount is higher than a naive direct-costs-only calculation would suggest.
Does the match requirement apply to my direct costs or the full grant request?
This calculator applies the match percentage to the total budget — direct costs plus fringe plus indirect — not to direct costs alone. That matters because funders typically require cost-share against the full requested amount, so calculating match against direct costs only would understate how much your organization or other funders actually need to contribute.
What if my organization's negotiated indirect rate isn't based on MTDC?
Some NICRAs use a different base, such as total direct costs including equipment purchases, rather than MTDC. This calculator always uses the MTDC method, so if your actual agreement uses a different base, the indirect amount here will be an approximation — confirm your specific rate agreement's base before submitting a real budget to a funder.
Why does fringe get added before indirect costs are calculated?
Fringe benefits are treated as part of the direct-cost base under the standard MTDC method, so the calculator adds the fringe amount to direct costs first to arrive at MTDC, then applies the indirect rate to that combined figure. Calculating indirect costs on direct costs alone and adding fringe afterward would produce a lower total budget than what most funders expect to see.
Related Calculators
The questions that sit next to this one — chosen by subject, including calculators filed under a different category.
Fundraising Goal Calculator
Calculate your nonprofit's total fundraising goal including program needs, overhead, reserves, and contingency.
Nonprofit & FundraisingProgram Efficiency Ratio Calculator
Evaluate nonprofit financial health with program efficiency ratio, overhead ratio, fundraising efficiency, and operating margin.
Grant WritingGrant Budget Template Calculator
Build a compliant grant budget with personnel, fringe, travel, equipment, supplies, contractual, other direct costs, and indirect (F&A) costs per federal Uniform Guidance.
Government FinanceGrant Match Calculator
Calculate required cash and in-kind match amounts for government grants.
Higher EducationResearch Grant Budget Calculator
Allocate grant funding across personnel, equipment, travel, supplies, and indirect costs.
More in Business & Entrepreneurship.