Assistive Technology Cost Calculator
Estimate assistive technology device costs, funding offsets, and monthly financing payments.
About this calculator
Estimated Device Cost is set entirely by which Device Type you pick: the engine looks up a flat, representative 2024 price per category -- $15,000 for a power wheelchair, $4,700 for a pair of hearing aids, $1,200 for a screen reader plus supporting hardware, or $8,000 for an AAC communication device -- so Device Type is the only input that moves this figure at all; Funding Coverage never touches it. Funding Coverage (%) instead determines how much of that device cost gets subtracted before you pay: Funding Amount is Estimated Device Cost multiplied by your entered percentage, and Out-of-Pocket Cost is whatever's left over. With Funding Coverage left at its 0% default, Out-of-Pocket Cost simply equals Estimated Device Cost, since there's nothing being offset yet.
If Out-of-Pocket Cost is greater than zero, the calculator also models what financing it over 36 months at a flat 5% APR would cost per month, using a standard amortizing-loan formula. This tool prices a single representative unit per category rather than a specific model or brand, and it doesn't account for insurance copays, state-specific Medicaid waiver rules, or grant application timelines that can affect how quickly funding actually arrives.
Inputs
Results
Estimated Device Cost
$15,000.00
≈ 8 gaming PCs
Out-of-Pocket Cost
$15,000.00
≈ 8 gaming PCs
How to Use This Calculator
- Select the Device Type from the dropdown: Wheelchair (power), Hearing aids (pair), Screen reader + hardware, or AAC communication device.
- Enter Funding Coverage (%) — combine insurance, Medicaid waiver, state vocational rehab, and grant percentages.
- Review Estimated Device Cost to see the typical price range for your device category.
- Note Out-of-Pocket Cost after funding — this is your expected personal expense.
- Use Monthly Payment (36 mo) to evaluate whether a financing plan is affordable if upfront purchase is not possible.
What each input means
- Device Type
- The category of assistive technology device.
- Funding Coverage (%)
- Percentage of cost covered by insurance, grants, or government programs
How this is calculated
Worked example, using the default values
- Identify Input ParametersDevice Type (1=Wheelchair, 2=Hearing, 3=Screen Reader, 4=AAC) = 1, Funding Coverage (%) = 0 = 2 input(s) provided
- Calculate Estimated Device Cost15000 = $15,000
- Calculate Out-of-Pocket CostOut-of-Pocket Cost15000 = $15,000
- Calculate Funding AmountFunding Amount0 = $0
- Calculate Monthly PaymentMonthly Payment449.56 = $449.56
Engine last updated . Checked against 2 independently-derived tests — how we verify calculators. Built by Paul Gunder, a software engineer, not a licensed financial, medical, or legal professional.
Frequently Asked Questions
Why doesn't the funding coverage percentage change the estimated device cost?
Estimated Device Cost comes from a lookup table keyed only to Device Type -- each category (wheelchair, hearing aids, screen reader, or AAC device) has its own flat 2024 price estimate. Funding Coverage (%) is applied afterward to compute how much of that fixed cost is offset, so it changes Funding Amount and Out-of-Pocket Cost, not the device price itself.
How is the estimated device cost different across device types?
The four categories carry very different average prices: about $15,000 for a power wheelchair, $4,700 for a pair of hearing aids, $1,200 for a screen reader with supporting hardware, and $8,000 for an AAC communication device. Selecting a different Device Type is the only way to change Estimated Device Cost in this calculator.
What happens if I leave funding coverage at 0%?
With no funding entered, Funding Amount is zero and Out-of-Pocket Cost simply equals the full Estimated Device Cost for the selected device type -- there's nothing left to subtract. Raising Funding Coverage (%) reduces Out-of-Pocket Cost proportionally, down to zero at 100% coverage.
How is the monthly financing payment calculated?
When Out-of-Pocket Cost is above zero, the calculator amortizes that remaining balance over a fixed 36 months at a flat 5% annual interest rate, using the standard loan-payment formula. It's a representative financing estimate, not a quote from any specific lender or medical-equipment financing program.
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