Directors & Officers Insurance Calculator
Estimate D&O insurance premiums based on company size, assets, industry, and board composition.
Financial Disclaimer
This calculator is for educational purposes only and does not constitute financial advice. Results are estimates based on the inputs provided. Consult a qualified financial advisor before making investment or financial planning decisions.
Inputs
Results
Monthly Premium
$2,296.67
≈ 18 pairs of sneakers
How to Use This Calculator
- Enter your company's annual revenue and total assets.
- Set the number of directors and officers.
- Select company stage (private startup, private established, or public).
- Review the estimated D&O premium and recommended limits.
- Public companies and venture-backed startups should consult a specialist broker for exact pricing.
How the result changes with Total Assets
| Total Assets | Monthly Premium |
|---|---|
| $100,090,000.00 | $22,987.34 |
| $350,065,000.00 | $80,398.26 |
| $650,035,000.00 | $149,291.37 |
| $900,010,000.00 | $206,702.30 |
What each input means
- Annual Revenue
- Company's annual gross revenue.
- Total Assets
- Total assets on the company's balance sheet.
- Number of Directors & Officers
- Total board members and named officers covered.
- Company Type
- Your organization type and risk profile.
- Coverage Limit
- D&O policy aggregate limit.
- D&O Claims in Last 5 Years
- Number of D&O claims or lawsuits in the past 5 years.
How this is calculated
Worked example, using the default values
- Identify Input Parameters4 parametersAnnual Revenue = 5000000, Total Assets = 10000000, Number of Directors & Officers = 7, Company Type = 1 = 6 input(s) provided
- Calculate Monthly PremiumMonthly Premium2296.67 = $2,296.67
- Calculate Annual PremiumAnnual Premium27560 = $27,560
- Calculate Cost per Director/OfficerCost per Director/Officer3937.14 = $3,937.14
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