Life Expectancy Calculator
Calculate life expectancy based on age, gender, lifestyle factors, and health metrics. Uses actuarial science principles.
Inputs
Results
Life Expectancy
78 years
Remaining Years
48 years
Base Expectancy76 years
Smoking Impact0 years
BMI Impact0 years
Exercise Impact2 years
How to Use This Calculator
- Enter the individual's current age.
- Select sex (mortality tables differ by sex in most jurisdictions).
- Choose the applicable mortality table (e.g., 2017 CSO, VBT 2015).
- Review the period and cohort life expectancy.
- Use life expectancy in product pricing, pension valuation, and estate planning analysis.
What each input means
- Current Age
- Your current age in years
- Gender
- Biological gender
- Smoker
- Current smoking status
- BMI
- Body Mass Index
- Weekly Exercise Hours
- Hours of exercise per week
- Family History of Early Death
- Family history of premature death
How this is calculated
Formula
Life Expectancy = Base + Age Adjustment + Lifestyle FactorsWorked example, using the default values
- Identify Input Parameters4 parametersCurrent Age = 30, Gender = 1, Smoker = 0, BMI = 22 = 6 input(s) provided
- Calculate Life ExpectancyLife Expectancy78 = 78
- Calculate Remaining YearsRemaining Years48 = 48
- Calculate Base ExpectancyBase Expectancy76 = 76
- Calculate Smoking ImpactSmoking Impact0 = 0
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