Staking Rewards Calculator

Effective APY only exceeds Annual Reward Rate when Auto-Compound is set to "Yes (Daily)" -- daily compounding means each day's reward starts earning its own reward the next day, and that reward-on-reward effect compounds into a higher realized annual yield than the simple stated rate. With Auto-Compound set to "No (Simple)," Effective APY equals Annual Reward Rate exactly, since no compounding occurs.

Yes, holding Stake Amount, Annual Reward Rate, and Token Price (USD) fixed -- Total Rewards accrues over time (faster with daily compounding than simple interest), so a longer Staking Period always produces more tokens earned and therefore a higher Rewards Value (USD), regardless of which compounding mode is selected.

No -- Token Price (USD) is held constant at the value you enter for the entire Staking Period; the calculator only projects how many tokens you'll have accrued from staking rewards, not what the token's market price will do. Rewards Value (USD) and Final Balance should be read as "value at today's price," and actual future value depends entirely on the token's market price at the time you check it.

At a modest reward rate the gap is small but real: daily compounding at a 4.5% Annual Reward Rate over 365 days produces an Effective APY of roughly 4.6%, a fraction of a percentage point above the simple rate. The gap widens with higher reward rates and longer staking periods, since compounding effects compound with time -- which is why some networks and validators advertise Effective APY rather than the base rate.