Church Budget Planner

Staff & Pastoral ($) is calculated purely from Total Annual Budget ($) times Staff & Pastoral (%) -- each of the five category amounts is computed independently from its own percentage of the same fixed total, with no interaction between categories. Raising or lowering Facilities & Utilities (%) changes only the Facilities ($) result; it doesn't reallocate funds away from or toward Staff & Pastoral ($) unless you also change that category's own percentage.

Unallocated ($) is Total Annual Budget ($) times whatever percentage remains after subtracting your five category percentages from 100% -- and this calculator does not floor that figure at zero. If Staff & Pastoral, Facilities, Missions, Ministries, and Administration percentages sum to more than 100%, Unallocated ($) shows a negative dollar amount, telling you exactly how far your proposed allocation exceeds the total budget rather than silently capping the display at zero.

Monthly Budget ($) is a simple even split of the annual total across twelve months for basic cash-flow planning -- it doesn't reflect how church income (tithes and offerings) or spending typically fluctuate seasonally, such as a common increase in giving around December or a summer attendance dip. Treat it as a planning average rather than an expected month-to-month figure.

Total Allocated (%) sums your five entered category percentages so you can confirm they add up to the intended total before presenting a budget -- most churches aim for exactly 100%, though some deliberately leave a small reserve unallocated. If Total Allocated (%) reads above 100%, check Unallocated ($) for the negative dollar shortfall that results, and adjust one or more category percentages down to close the gap.