Assisted Living Cost Calculator

Monthly cost comparison across care levels and regions.

Care Level

Room Type

Regional Cost Index

Meals Included

Medication Management

Transportation Services

Years to Project

Annual Cost Inflation (%)

Tab to move between fields

Estimated Monthly Cost

$5,350.00

≈ 5 smartphones

Annual Cost (Year 1)$64,200.00

Add-On Services (Monthly)$0.00

Total Projected Cost$347,728.00

Final Year Monthly Cost$6,259.00

vs. National Median0%

Year One Cost$64,200.00

How to Use This Calculator

Select care level (independent, assisted, or memory care) and room type (studio, 1-bedroom, shared).
Set regional cost index for your metro area (1.0 = national average, higher for coastal cities).
Toggle meals included and medication management services.
Review monthly cost, annual cost, and total projected cost over the expected care period.
Compare assisted living to in-home care costs -- in-home care is often less expensive for lower care levels.

How the result changes with Regional Cost Index

Care Level: 0 = Independent, 1 = Minimal assistance, 2 = Moderate, 3 = Extensive care.
Room Type: 0 = Shared, 1 = Private studio, 2 = One-bedroom, 3 = Two-bedroom.
Regional Cost Index: 1.0 = national average. Rural South ~0.7, urban Northeast/West Coast ~1.4-1.6.
Meals Included: 1 = meals included in base cost, 0 = meals cost extra (~$650/mo).
Medication Management: 1 = add medication management service (~$350/mo), 0 = not needed.
Transportation Services: 1 = add transportation service (~$250/mo), 0 = not needed.
Years to Project: Number of years to project total costs forward.
Annual Cost Inflation (%): Senior care costs historically rise 3-5% per year.

Estimated Monthly Cost: Current monthly cost based on your selections.
Annual Cost (Year 1): Total cost for the first year of residence.
Add-On Services (Monthly): Monthly cost of selected additional services.
Total Projected Cost: Cumulative cost over the projection period with inflation.
Final Year Monthly Cost: Estimated monthly cost in the last year of projection.
vs. National Median: How your estimate compares to the $5,350/mo national median.

Identify Input Parameters
4 parameters
Care Level = 1, Room Type = 2, Regional Cost Index = 1, Meals Included = 1 = 8 input(s) provided
Calculate Estimated Monthly Cost
Estimated Monthly Cost = (baseMonthly * careMultiplier + additionalServices) * regionIndex
5350 = $5,350
Calculate Annual Cost
Annual Cost = monthlyCost * 12
64200 = $64,200
Calculate Add-On Services
Add-On Services = mealsCost + medMgmtCost + transportCost
0 = $0