Closing Costs Calculator
Estimate your total closing costs when buying a home. Includes lender fees, title insurance, escrow, prepaid items, and government fees.
Financial Disclaimer
This calculator is for educational purposes only and does not constitute financial advice. Results are estimates based on the inputs provided. Consult a qualified financial advisor before making investment or financial planning decisions.
Inputs
Results
Total Closing Costs
$12,692.95
How to Use This Calculator
- Enter the home purchase price to base all closing cost estimates on.
- Set your down payment amount to calculate the loan amount and total cash needed at closing.
- Select your loan type: conventional, FHA (higher fees), or VA (no PMI but has funding fee).
- Adjust the transfer tax rate for your state or county if you know it.
- Review the breakdown of lender fees, title and escrow fees, prepaid items, and government fees.
- The total cash needed includes your down payment plus all closing costs.
Formula
Closing costs typically range from 2-5% of the home price and include lender fees (origination, appraisal), title insurance, escrow, prepaid taxes/insurance, and government transfer taxes.Related Calculators
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