Home Affordability Calculator
Find out how much house you can afford based on your income, debts, and down payment. Uses the 28/36 rule for conservative estimates.
Financial Disclaimer
This calculator is for educational purposes only and does not constitute financial advice. Results are estimates based on the inputs provided. Consult a qualified financial advisor before making investment or financial planning decisions.
InputsLive
Results
Maximum Home Price
$302,058.00
How to Use This Calculator
- Enter your annual household income.
- Enter your total monthly debt payments (car loans, student loans, credit card minimums).
- Set your available down payment amount.
- Enter the current mortgage interest rate and desired loan term.
- Review the maximum home price you can afford while keeping your debt-to-income (DTI) ratio under 43%.
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