Buy New
Lease
Buy Used

Lease vs Buy Car Comparison

Compare the true costs of leasing versus buying a car to make the smartest financial decision for your situation.

Recommendation: Buy New

Based on 5-year total cost, choosing Buy New saves you $0.00 compared to other options.

Your Numbers

$
$

Upfront payment amount.

%

Annual interest rate as a percentage.

years

Length of the loan in the specified time unit.

Best

Buy New

Own the car outright after loan payoff

Monthly Payment

$634.92

Lowest

5-Year Total Cost

Lowest
Equity After 5 Years
Cost Per Mile

Lease

Lower payments but no ownership

Monthly Payment

$634.92

5-Year Total Cost

Equity After 5 Years
Cost Per Mile

Buy Used

Lower purchase price, still own the car

Monthly Payment

$634.92

5-Year Total Cost

Equity After 5 Years
Cost Per Mile

Detailed Comparison

MetricBuy NewLeaseBuy Used
Monthly Payment$634.92$634.92$634.92
5-Year Total Cost
Equity After 5 Years
Cost Per Mile

Related Calculators

Understanding Your Options

Buy New

Own the car outright after loan payoff

Lease

Lower payments but no ownership

Buy Used

Lower purchase price, still own the car