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Calcimator

Budget Percentage Analyzer

See what percentage of your income goes to each category and compare against recommended spending guidelines.

Inputs

$
$
$
$
$
$
$
$
$
$
$

Results

Housing %

30%

Savings %

10%

Transportation %10%
Food %12%
Debt %6%
Total Allocated %94%
Categories in Range6 / 10
How to Use This Calculator
  1. Enter Monthly Income, Housing, and Transportation.
  2. Set Food, Utilities, and Insurance.
  3. Adjust Savings, Debt Payments as needed.
  4. Review Housing % (%) and Savings % (%).
  5. Use Transportation % (%) and Food % (%) to inform your decision.

How the result changes with Housing

HousingHousing %Savings %
$5,000.00100%10%
$17,500.00350%10%
$32,500.00650%10%
$45,000.00900%10%

What each input means

Monthly Income
Total take-home pay.
Housing
Rent or mortgage.
Transportation
Car, gas, transit.
Food
Groceries and dining.
Utilities
Electric, water, internet.
Insurance
All insurance premiums.
Savings
Savings and investments.
Debt Payments
All debt minimum payments and extra.
Entertainment
Fun, hobbies, streaming.
Personal
Clothing, grooming, misc.
Healthcare
Copays, prescriptions, dental.

How this is calculated

Worked example, using the default values

  1. Identify Input Parameters
    4 parameters
    Monthly Income = 5000, Housing = 1500, Transportation = 500, Food = 600 = 11 input(s) provided
  2. Calculate Housing %
    Housing % = pct(housing)
    30 = 30%
  3. Calculate Savings %
    Savings % = pct(savings)
    10 = 10%
  4. Calculate Transportation %
    Transportation % = pct(transportation)
    10 = 10%
  5. Calculate Food %
    Food % = pct(food)
    12 = 12%

Engine last updated .

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