Overtime vs Second Job Calculator

Overtime Weekly Net is the direct product of Current Hourly Rate, the Overtime Multiplier, and Overtime Hours Per Week -- three factors multiplied together rather than added. Nudging any single one of those three factors up or down by some share moves the final result by roughly that same share, which is why no single factor clearly dominates the others here. A 10% raise in your base rate and a 10% bump in the overtime multiplier move your overtime pay by nearly the same amount.

It estimates working days from your Second Job Hours Per Week, dividing by 4 (assuming roughly 4-hour shifts) and capping the result at 5 days, then multiplies that estimated day count by your Daily Commute Cost. This is an approximation rather than an exact schedule -- if your actual shift length or work pattern differs meaningfully from that assumption, your real commute cost may be higher or lower than the estimate shown.

No -- Annual Difference is purely a financial comparison, calculated by multiplying the monthly gap between the two options by 12. It says nothing about the non-financial cost of overtime or a second job, such as reduced rest, family time, or burnout risk, which are real factors many people weigh alongside the dollar figures before committing to either option.

Overtime pay is boosted by the Overtime Multiplier -- commonly 1.5x under standard time-and-a-half rules -- applied directly to your existing hourly rate, while a second job's hourly rate stands alone and is further reduced by commute costs before it's even taxed. A second job would need a meaningfully higher stated hourly rate than your primary job's overtime rate to come out ahead once the multiplier and commute costs are both factored in.