Skip to main content
Calcimator

Character Point Buy Calculator

Allocate ability scores using the D&D 5e point buy system with automatic cost and modifier calculation.

Inputs

Results

Points Spent

18

Points Remaining

9

STR Modifier0
DEX Modifier2
CON Modifier1
INT Modifier-1
WIS Modifier1
CHA Modifier-1
Total Modifiers Sum2
How to Use This Calculator
  1. Set your system (D&D 5e, Pathfinder 2e, or generic) to load the correct point-buy table.
  2. Enter the starting ability score budget (27 points for D&D 5e standard).
  3. Allocate points to each ability score using the sliders.
  4. Review the Points Spent, Points Remaining, and the final ability score array.
  5. Check the Modifier Summary to confirm attack, save, and skill bonuses before character creation.

How the result changes with Dexterity

DexterityPoints SpentPoints Remaining
8.71215
101314
131611
14189

What each input means

Point Budget
Standard D&D 5e point buy budget is 27 points.
Strength
Melee attack, athletics, carry capacity. Cost: 8=0, 13=5, 14=7, 15=9.
Dexterity
Ranged attack, AC, initiative, stealth.
Constitution
Hit points and concentration saves.
Intelligence
Wizard casting stat, investigation, knowledge skills.
Wisdom
Cleric/druid casting, perception, insight, survival.
Charisma
Bard/sorcerer/warlock/paladin casting, persuasion, deception.

How this is calculated

Worked example, using the default values

  1. Identify Input Parameters
    4 parameters
    Point Budget = 27, Strength = 10, Dexterity = 14, Constitution = 13 = 7 input(s) provided
  2. Calculate Points Spent
    Points Spent
    18 = 18
  3. Calculate Points Remaining
    Points Remaining
    9 = 9
  4. Calculate STR Modifier
    STR Modifier
    0 = 0
  5. Calculate DEX Modifier
    DEX Modifier
    2 = 2

Related Calculators

The questions that sit next to this one — chosen by subject, including calculators filed under a different category.

Tabletop RPG

D&D Encounter Balance Calculator

Build CR-appropriate encounters for your party using D&D 5e XP thresholds and encounter multipliers.

Tabletop RPG

Dice Probability Calculator

Calculate probability distributions, averages, and target number odds for any dice combination.

Gaming & Esports

MMO Character Stat Calculator

Calculate optimal stat point distribution by class with effective values and derived combat stats.

Tabletop RPG

Treasure Hoard Generator

Generate appropriate treasure hoard value from CR tier and party composition following D&D 5e guidelines.

More in Crafts, Hobbies & Games.