HSA Balance Projector
Simple year-by-year HSA projection with contributions, reimbursements, and growth.
Medical Disclaimer
This calculator is for informational and educational purposes only. It is not a substitute for professional medical advice, diagnosis, or treatment. Always consult a qualified healthcare provider before making decisions about your health. Never disregard professional medical advice or delay seeking it because of results from this tool.
Inputs
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$
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Results
Ending balance
$43,765.00
Total contributions$49,800.00
Total withdrawals$21,600.00
How to Use This Calculator
- Enter your current HSA balance in the 'Starting balance' field.
- Set your expected annual contribution — check IRS limits for the current year.
- Enter estimated annual withdrawals for qualified medical expenses.
- Set an investment return percentage (5–7% is a common long-term assumption).
- Adjust the 'Years' field to see your projected ending balance over different horizons.
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