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Calcimator

Retirement Planner Pro

Comprehensive retirement planning calculator. Project 401(k), IRA, and Roth savings with employer match. Estimate Social Security, calculate FIRE number, and analyze income gap. Includes success probability and early retirement impact analysis.

Inputs

$
$
$
$
%

Percentage of salary contributed to 401(k)

$
$
%
% of salary
$

Summary

Projected Retirement Balance

$2,810,005

Total Annual Retirement Income

$150,440

On Track?

Yes - on track!

Years to Retirement30
Years in Retirement25
Traditional 401(k)/IRA$1,694,562
Roth IRA/401(k)$796,745
Taxable Investments$318,698
Total Annual Contributions$21,400
Employer Match (Annual)$3,000
Max 401(k) Contribution$24,000
Max IRA Contribution$7,500
Over IRA Limit?No
Portfolio Withdrawals$112,400
Social Security (Estimated)$38,040
Desired Income$80,000
Income Gap-$70,440
Additional Monthly Savings Needed$0
FIRE Number$2,000,000
FIRE Progress140.5%
Years to FIRE0
Success Probability95%
Early Retirement Age60
Cost of 5 Years Early$900,397

Retirement Savings Projection

Account Breakdown at Retirement

Retirement Income Sources

FIRE Progress

Year-by-Year Projection

31 rows
AgeTraditionalRothTaxableTotal
35$50,000$25,000$10,000$85,000
36$67,410$33,170$13,268$113,848
37$86,039$41,912$16,765$144,715
38$105,971$51,266$20,506$177,743
39$127,299$61,274$24,510$213,083
40$150,120$71,984$28,793$250,897
41$174,539$83,442$33,377$291,358
42$200,667$95,703$38,281$334,651
43$228,623$108,823$43,529$380,975
44$258,537$122,860$49,144$430,541
45$290,544$137,880$55,152$483,577
46$324,792$153,952$61,581$540,325
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