Retirement Income Calculator
Calculate retirement income from savings using the 4% rule or custom withdrawal rate. Plan your retirement withdrawals.
Financial Disclaimer
This calculator is for educational purposes only and does not constitute financial advice. Results are estimates based on the inputs provided. Consult a qualified financial advisor before making investment or financial planning decisions.
Inputs
Summary
Annual Withdrawal
$40,000.00
Retirement Balance Over Time
How to Use This Calculator
- Enter your total retirement savings balance.
- Set your annual withdrawal rate β the 4% rule is a widely cited guideline for sustainable withdrawals.
- Enter your expected annual return on investments during retirement.
- Set the number of years you expect to be in retirement.
- Review your annual and monthly withdrawal amounts, and how long the portfolio is projected to last.
Related Calculators
Retirement Savings Calculator
See how much you'll have at retirement based on your savings rate and investment returns. Estimate your monthly retirement income.
Retirement Age Calculator
Calculate when you can retire based on savings, contributions, and retirement goals. See retirement age and years needed.
401(k) Calculator
Project your 401(k) balance at retirement with employer matching. See how contributions, employer match, and compound growth build your retirement savings over time.