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Calcimator

Retirement Income Calculator

Calculate retirement income from savings using the 4% rule or custom withdrawal rate. Plan your retirement withdrawals.

Inputs

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%
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Summary

Annual Withdrawal

$40,000.00

Monthly Withdrawal$3,333.33

Retirement Balance Over Time

How to Use This Calculator
  1. Enter your total retirement savings balance.
  2. Set your annual withdrawal rate β€” the 4% rule is a widely cited guideline for sustainable withdrawals.
  3. Enter your expected annual return on investments during retirement.
  4. Set the number of years you expect to be in retirement.
  5. Review your annual and monthly withdrawal amounts, and how long the portfolio is projected to last.
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