Roth IRA Calculator
Project your Roth IRA balance at retirement with tax-free growth. See how annual contributions and compound interest build your nest egg — all tax-free at withdrawal.
Financial Disclaimer
This calculator is for educational purposes only and does not constitute financial advice. Results are estimates based on the inputs provided. Consult a qualified financial advisor before making investment or financial planning decisions.
Inputs
Summary
Total at Retirement
$1,165,676.70
Roth IRA Growth Over Time
Contributions vs Tax-Free Growth
How to Use This Calculator
- Enter your current age and planned retirement age.
- Input your current Roth IRA balance.
- Set your annual contribution — the 2024 limit is $7,000 ($8,000 if age 50+).
- Enter your expected annual return rate — 7% is a conservative long-term estimate.
- Review the total tax-free balance at retirement, total contributions made, tax-free growth, and monthly income using the 4% rule.
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