Disability Rating Value Calculator

No. It uses an income-based, present-value-of-lost-earnings model, which is conceptually different from both the VA's compensation table (a fixed monthly payment per percentage rating, independent of your actual earnings) and most state workers' compensation scheduled-loss systems (a fixed dollar or weeks-of-pay award per body part or percentage point). Treat this figure as one illustrative estimation approach, not a stand-in for your specific program's official table.

The model sums the annual earnings loss over every remaining work year before discounting, so more remaining years directly means more years of loss being added into the total. A worker with 30 years left before retirement has substantially more total projected lost earning capacity than a worker with 5 years left, even at an identical impairment percentage and salary.

It converts future years of lost earnings into their present-day dollar value, reflecting that a dollar of lost income 20 years from now is worth less today than a dollar lost next year — the same logic used in structured settlement and economic damages calculations generally. Raising the discount rate shrinks today's dollar value of that same future income stream.

It's a scaling factor left at the calculator user's discretion to approximate how a specific jurisdiction's valuation conventions might scale a given impairment differently from this model's raw earning-capacity math — a default of 1.0 applies no adjustment. It is not derived from any specific state's actual scheduled-loss multiplier table, since those vary by state and by body part.

No — even where a whole person impairment percentage from an AMA Guides evaluation is the STARTING input, different programs convert that same percentage into very different dollar or benefit outcomes: VA disability compensation, individual state workers' comp schedules, and private long-term disability policies each apply their own separate formula or table to the same underlying percentage.