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Calcimator

Loan-to-Value Ratio Calculator

Calculate your loan-to-value (LTV) ratio for mortgages and loans. Understand your equity and risk level.

Inputs

Results

Loan-to-Value Ratio

80%

Equity$50,000
Equity Percentage20%
Down Payment$50,000
Down Payment %20%
Risk LevelModerate

Loan-to-Value Ratio

80%

How to Use This Calculator
  1. Start by filling in the input fields below. Results update instantly as you type, so you can experiment with different values to see how they affect the outcome.
  2. Loan Amount — Total amount of the loan default: 200,000.
  3. Property Value — Current appraised value of the property default: 250,000.
  4. Once all inputs are set, review your results in the Results panel. Here's what each output means:
  5. Loan-to-Value Ratio — shown as a percentage. This is the primary result of this calculator.
  6. Equity — shown as a dollar amount.
  7. Equity Percentage — shown as a percentage.
  8. Down Payment — shown as a dollar amount.
  9. Down Payment % — shown as a percentage.
  10. Risk Level — your calculated result.
  11. Explore the related calculators below if you need deeper analysis or want to approach this topic from a different angle.
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Formula

LTV = (Loan Amount / Property Value) × 100

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