Cancer Treatment Cost Calculator
Estimate total and out-of-pocket cancer treatment costs including chemotherapy drugs, supportive care, radiation, surgery, and insurance coverage with deductible and OOP max.
Medical Disclaimer
This calculator is for informational and educational purposes only. It is not a substitute for professional medical advice, diagnosis, or treatment. Always consult a qualified healthcare provider before making decisions about your health. Never disregard professional medical advice or delay seeking it because of results from this tool.
Inputs
Results
Gross total cost ($)
$37,500.00
≈ 19 gaming PCs
Patient out-of-pocket ($)
$8,000.00
≈ 8 smartphones
How to Use This Calculator
- Enter treatment type (chemotherapy, immunotherapy, radiation, surgery) and planned duration (cycles or weeks).
- Enter drug costs per cycle ($), administration costs ($), and ancillary care costs ($).
- Read total estimated treatment cost ($) over the full course.
- Review insurance coverage assumptions and estimated out-of-pocket costs.
- Use results to explore financial assistance programs and copay support options.
How the result changes with Number of cycles
| Number of cycles | Gross total cost ($) | Patient out-of-pocket ($) |
|---|---|---|
| 3 | $20,250.00 | $5,650.00 |
| 11 | $66,250.00 | $8,000.00 |
| 20 | $118,000.00 | $8,000.00 |
| 27 | $158,250.00 | $8,000.00 |
What each input means
- Drug cost per cycle ($)
- Cost of chemotherapy or immunotherapy drugs per cycle. Ranges from ~$1,000 (generic) to $30,000+ (novel agents).
- Number of cycles
- Total planned treatment cycles.
- Supportive care (% of drug cost)
- Anti-emetics, growth factors, hydration, etc. as % of drug cost. Typically 10–25%.
- Radiation therapy cost ($)
- Total radiation therapy course cost. IMRT typically $30K–$60K, proton therapy $100K+. Enter 0 if not applicable.
- Surgery cost ($)
- Surgical procedure cost including facility and anesthesia. Enter 0 if not applicable.
- Imaging & lab costs ($)
- CT/PET scans, MRIs, blood work, pathology over the treatment course.
- Insurance coverage (%)
- Percentage of costs covered after deductible (e.g., 80% for 80/20 plan).
- Annual deductible ($)
- Amount patient pays before insurance begins covering.
- Out-of-pocket maximum ($)
- Maximum annual out-of-pocket expense. After this, insurance covers 100%.
What each result means
- Total drug cost ($)
- Drug cost × number of cycles.
- Supportive care cost ($)
- Estimated supportive medications and infusion services.
- Gross total cost ($)
- Total charges before insurance: drugs + supportive care + radiation + surgery + imaging/labs.
- Insurance covers ($)
- Amount covered by insurance.
- Patient out-of-pocket ($)
- Patient responsibility after deductible, coinsurance, and OOP max.
- Monthly OOP cost ($)
- Approximate monthly out-of-pocket cost spread over treatment duration.
- OOP per cycle ($)
- Patient cost per treatment cycle.
How this is calculated
Worked example, using the default values
- Identify Input Parameters4 parametersDrug cost per cycle ($) = 5000, Number of cycles = 6, Supportive care (% of drug cost) = 15, Radiation therapy cost ($) = 0 = 9 input(s) provided
- Calculate Gross total costGross total cost = totalDrugCost + supportiveCareCost + radiationTotalCost + surgeryCost + imagi...37500 = $37,500
- Calculate Patient out-of-pocketPatient out-of-pocket = min(patientPays, outOfPocketMax)8000 = $8,000
- Calculate Total drug costTotal drug cost = drugCostPerCycle * numberOfCycles30000 = $30,000
- Calculate Supportive care costSupportive care cost = totalDrugCost * (supportiveCarePctOfDrug / 100)4500 = $4,500
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